Stephen Rak Difference

Whether you’re buying your first home or a large commercial property, Stephen Rak Insurance Group will be by your side to help make it a smooth and effortless process. We know that sometimes a large investment, such as a home or car, can be a long and frustrating process however insurance doesn’t have to be! Below are just a few reasons why we believe our firm is your “go to” insurance agency for all of your insurance needs.

24-Hour Turnaround Time

Have you ever contacted a company and they said “we will get right back to you” or “we work on a first-come first-serve basis”? What do those statements even mean? We believe that our client’s needs are our number one priority. Whether you are just looking for a quick pricing indication on a car you want to buy or a quick quote on a home you are closing on that day, Stephen Rak Insurance Group is always there to satisfy your insurance needs. We know that timing is everything and you need an insurance agent that values it as much as you do!

Easy Payment Options

Most insurance companies allow you to pay them directly however there are some circumstances when you must pay your premium in full for the year. Stephen Rak Insurance Group has partnered with several financing companies that allow you to break up your payments throughout the year. We know how it feels when you are paying two, three or more insurance companies at a time as it becomes somewhat confusing and hard to keep track of. Wouldn’t it be easier if you could just have one invoice each month for all of your insurance policies?

Multiple Quotes

We all like options and Stephen Rak Insurance Group does too! When you contact our firm to quote your home, auto or business insurance we obtain multiple quotes tailored to your individual needs. When you obtain a quote online from a direct insurance company you are only seeing their rates and coverage – why limit yourself to just one company?Stephen Rak Insurance Group has access to nearly 200 A.M Best ‘A’ rated insurance companies!

Claims Handling Expertise

 Let’s face it – claims happen. You buy insurance to protect your assets against unforeseen losses and you want the confidence to know you have someone by your side during this process. When you buy coverage through a direct insurance company you will probably be just a number on the claim document. Stephen Rak Insurance Group works closely with claims adjusters to ensure your claim is handled quickly and thoroughly to ensure you get the money you deserve. Our firm has partnered with numerous restoration companies as well as various contractors that can assist you in the event of a loss to get you back to where you were before the loss happened!

Insurance Policy Review & Consultation

You call a doctor when you are sick, a real estate agent when you want to buy a house, and an accountant to do your taxes. Wouldn’t it make sense to call a professional to help you with your insurance as well? A lot of decisions in your life are better done with the help of a consultant and insurance shouldn’t be any different. Stephen Rak Insurance Group is available every weekday, between 8AM and 4PM, to review your current coverage and verify that you are properly insured. Our firm will make suggestions as to optional coverage(s) you might want to consider and will even offer you quotes to verify you have the best coverage at the best possible pricing.

On-Line Services

Once you become a client of Stephen Rak Insurance Group you will have services available to you literally with a few clicks of the mouse! Need an Auto ID card, Certificate of Insurance or simply want to update us with your personal or professional life – no problem! Simply click on the ‘Clients’ tab at the top of this web page and you can request that these be either mailed, faxed or e-mailed to your attention. Just because our offices are closed doesn’t mean you shouldn’t be able to get what you need when you want it!

Night & Weekend Appointments

We know everyone’s schedule is busy so we work around your life! Our offices are open weekdays from 8AM to 4PM however we do make evening and weekend appointments with advance notice.